The "Digital Bank" Myth: When Tech Becomes Decoration 💲
- Sunil Dutt Jha
- Jul 15
- 3 min read
Updated: Aug 23
In 2008, the banking industry collapsed under its own weight. By 2025, it’s more complex, more digitized, and more regulated.
And yet—still fragile.
Why?
Because banks didn’t rebuild from anatomy. They rebuilt around compliance layers, not enterprise integration.
Today, we're seeing the same signs: Asset bubbles, sovereign risk, AI underwriting, fragmented operations, and silence in the executive suite.
Let’s break it down—using the Enterprise Anatomy Model.
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