Every Banking Problem Has an Anatomical Address — A CIO Briefing

CIO Diagnostic Series — Banking Edition

Most banks describe problems as Operational, Risk, Compliance, Payments, or IT issues.

Useful labels — but not architectural.

At ICMG, every failure —a delayed loan, a reconciliation mismatch, a failed payment, a fraud escalation, a false AML alert, a limit breach, a customer dispute —has a precise anatomical location:

Which Enterprise Function (D1–D15)?

Which Architectural Perspective (P1–P6)?

Once that address is known, the conversation changes completely.

The Banking Enterprise Is Not Org Structure

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