Every Banking Problem Has an Anatomical Address — A CIO Briefing
- Sunil Dutt Jha
- 1 day ago
- 3 min read
Updated: 10 hours ago
CIO Diagnostic Series — Banking Edition
Most banks describe problems as Operational, Risk, Compliance, Payments, or IT issues.
Useful labels — but not architectural.
At ICMG, every failure —a delayed loan, a reconciliation mismatch, a failed payment, a fraud escalation, a false AML alert, a limit breach, a customer dispute —has a precise anatomical location:
Which Enterprise Function (D1–D15)?
Which Architectural Perspective (P1–P6)?
Once that address is known, the conversation changes completely.
The Banking Enterprise Is Not Org Structure
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