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Case USA20: Why a Financial Regulator Mistook Vendor Frameworks for Enterprise Architecture Strategy

We often see toolkits and vendor frameworks presented as strategy. Templates proliferated, reports were produced — but supervisory logic, escalation, and market interaction models were never designed as an enterprise.


P1–P6 Insight Preview:  Frameworks accelerated implementation (P5) and component templates (P4), but left true strategy (P1), regulatory process architecture (P2), and system behavior (P3) undefined. Business + tech ops (P6) stayed procedural, not architectural.


Role Disconnects:

  1. CEO/Chair: “We have a modern framework” — it doesn’t govern real behavior.

  2. CIO: “The toolkit standardizes work” — but not the enterprise model.

  3. Sales Head (Stakeholder Mgmt): Stakeholders see progress” — supervised entities don’t change.

  4. Chief EA: Documents everywhere, architecture nowhere.

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